Retiree Benefits

2017 Retiree Plan Information & Rates

    Retiree Resources
    Resources for All Retirees
    2017 Rates Retiree Summary Plan Document
    Dental & Vision Options for Retirees with PARSE FAQs
    Non-Medicare Eligible Summary of Benefits
    2017 PPO Blue Summary of Benefits 2017 PPO Savings Summary of Benefits
    Freedom Blue Resources Becoming Medicare Eligible
    Freedom Blue Website Freedom Blue Informational Packet
    2017 Highmark Freedom Blue Network Sharing Freedom Blue Application
    2017 Freedom Blue Annual Notice of Change 2017 Freedom Blue Summary of Benefits

    Retiring and Over Age 65-Credible Prescription Coverage

    If you are over the age of 65, you may receive a letter from the Department of Health and Human Services stating “it appears you did not have prescription drug coverage that met Medicare’s minimum standards.”  The letter goes on to indicate you may be subject to a late enrollment penalty.

    If you receive this letter, please complete the form and send it back to Highmark.  They will adjust their records accordingly to ensure they reflect your credible coverage during the time you were enrolled in a Penn State sponsored medical plan.  If you have any questions or concerns, please email benefits@psu.edu.

    Retiree Request for Change Form

    If you wish to refuse medical coverage, you must complete the Retiree Request for Change Form. Retirees who refuse coverage will not be able to re-enroll at a later date.

    If your eligible dependent loses coverage and needs to enroll in the Penn State Retiree Medical Benefits as your dependent, please complete the Retiree Request for Change Form. If your dependent is also Medicare eligible, they will also need to complete a Freedom Blue application and provide a copy of their Medicare card outlining the Part A and Part B effective dates.

    Retiree Billing Process

    We have contracted with Lifetime Benefit Solutions to administer, bill, and collect the health care premiums from all of our retirees who have the Penn State medical benefit. 

    Important Notes for Retiree Billing Process

    • ACH forms need to be completed with Lifetime Benefit Solutions.
    • ACH withdrawals will now be taken monthly.
    • Penn State ID’s can be used instead of SSN for Member Portal and ACH-just call Lifetime Benefit Solutions 1-800-828-0078.

    Retiree Davis Vision Discount Program

    Retirees can take advantage of a FREE vision discount program available through Davis Vision. Enjoy discounts on eyeglasses, accessories, and examinations. Simply present the card at a participating Davis Vision provider.

    Davis Vision discount pricing is available to anyone enrolled in a Highmark medical plan. See our guide for how to access the Davis Vision Member Portal.

      Updates

      Zostavax/Shingles Vaccine For Medicare-eligible Freedom Blue PPO members:

      This vaccine is covered under the Part D drug benefit. You will pay the $20 prescription copay if you receive the vaccine at a pharmacy that provides them. A great resource for you is the pharmacy at Wegman’s, who has stores across the state of Pennsylvania, for your convenience. To find a Wegman’s pharmacy near you, please use the "Find your store" feature on the Wegman's website

      If you have questions regarding coverage of the Zostavax/Shingles vaccine, please call Highmark’s Freedom Blue PPO customer service at (866) 918-5285.

      IRS Forms for 2017

      Form 1095 for the Affordable Care Act is often called the “W-2 of benefits”.

      Updated December 2016: On November 30, 2016, the IRS extended the due date for the 2016 form 1095-C reporting requirements. This means that the original deadline for issuing form 1095-C to employees has moved from January 31, 2017 to March 2, 2017. You will receive your 2016 form 1095-C prior to the revised deadline of March 2, 2017.

      You will only receive this form if you are a benefit-eligible employee with the University. These forms are similar to your W-2 and while not required to file your 2016 tax return, they will be required when filing your taxes with the IRS in future years. The 1095-C will be mailed to your home address from Equifax, Penn State’s partner in 1095 form administration.

      1095-C FAQs

      Important Past Updates

      Geisinger Information

      For the Medicare-eligible retirees in the FreedomBlue PPO, effective March 1, 2013, ALL Geisinger physicians and hospitals will be out-of-network providers, as described within. The out-of-network benefit for the FreedomBlue PPO has a maximum out-of-pocket of $750 per person, per year.

      Learn more about your retiree benefits

      Additional Resources