Eligibility

Regular full-time faculty and staff members are eligible to enroll in Penn State’s Health Care Plan. Highmark Blue Shield is responsible for administering the health plan.

If you have any children, they are eligible for coverage on your insurance up to the age of 26. Eligibility is regardless of student status, marital status, or ability to have insurance through their employer.

NOTE: If the adult dependent child of the employee is married, only the adult dependent child of the employee is eligible for coverage.

Notification is sent to the employee from Highmark approximately 45 days prior to a dependent child turning age 26.  This notification includes information concerning a dependent child who may be eligible to continue coverage if that dependent is mentally or physically handicapped, so as to be incapable of earning a living when coverage would normally terminate due to age.  After your dependent child is no longer eligible, your dependent child will receive information from Lifetime Benefit Solutions regarding continuing benefits under COBRA.  Additional information regarding COBRA benefits can be found at the following website: http://ohr.psu.edu/benefits/insurance/cobra/.

University Health Services Student Health Center Update

As of August 2014, University Health Services (UHS) Student Health Center located at the University Park campus, will accept the following insurances for STUDENTS ONLY:

  • Highmark Blue Shield
  • Aetna
  • Cigna
  • United Health Care
  • UPMC
  • PA Medical Assistance
  • Tri Care

University employees who participate in either the PPO Blue plan or the PPO Savings Plan, who have student dependents attending Penn State, should encourage their children to present their Highmark medical ID card when seeking services at UHS. Please be aware that Penn State FACULTY AND STAFF may continue to use the UHS pharmacy for prescriptions, but they will not have access to MEDICAL services at UHS.  
 
Questions regarding this change should be directed to University Health Services at uhs-info@psu.edu.

Employee Medical Plans Used at Other Penn State Student Health Clinics

All other Penn State campuses also have a student health clinic that is the primary treatment center for its students.  Therefore, it is reasonable to expect that dependent students may try to seek treatment from one of these clinics.  Unfortunately, these student clinics are unable to contract with insurance providers.  The cost of dealing with so many insurance companies for those clinics would drive up the current discounted rate for services provided there.

Therefore, if you have dependents who are also students at Penn State campuses, other than University Park, we suggest that they continue to utilize their family physician or search for a participating provider through the Highmark Provider Directory.  In most cases, the student health clinics available to Penn State students will be considered an out-of-network provider with our Highmark employee health plan.  Should your dependent student decide to visit a student clinic regardless, it is the patient (or employee) responsibility to submit claims to Highmark for reimbursement.

If your dependent student attends University Park campus, please review the information in the section above, “University Health Services Student Health Center Update,” regarding the use of their Highmark health insurance coverage.

Health Care Payroll Contribution

Payroll contributions are determined on your annual base salary as of October 1, 2014. Your new payroll contribution amount will be effective January 1, 2015 and will remain the same for the entire year (Appointments of irregular duration will be adjusted as deemed appropriate when the appointment is updated).

If both the employee and spouse/same-sex domestic partner are employed at Penn State, they have the ability to choose which employee will carry the health benefits and have the corresponding salary-indexed payroll deduction; changes of this nature must by made in ESSIC during Open Enrollment only.

For postdoctoral scholars interested in participating in the University’s healthcare plan, the rates are shown below. Additional information regarding the benefits for postdoctoral scholars can be found at the Office of Postdoctoral Affairs.

The below grid(s) are sample contribution amounts only. Your own specific, salary-based payroll contribution for 2015 is reflected in ESSIC.

Faculty & Staff Premiums

Payroll contributions will be determined based on your annual base salary as of October 31, 2014. Your new payroll contribution amount is effective January 1, 2015 and will remain the same for the entire year.

Your specific salary-based payroll contribution for 2014 is reflected in ESSIC now; the 2015 contribution rates will be reflected after January 1, 2015.

2015 PPO Blue Plan (Faculty & Staff)
Plan Type
$30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000
Individual
(1.81% of Salary)
$45.28 $60.37 $75.47 $90.56 $113.20 $128.30 $150.94 $211.31
2-Person
(4.40% of Salary)
$110.05 $146.74 $183.42 $220.11 $275.13 $311.82 $366.84 $513.58
Parent/Child(ren)
(4.08% of Salary)
$101.98 $135.97 $169.97 $203.96 $254.95 $288.95 $339.94 $475.91
Family
(5.61% of Salary)
$140.37 $187.16 $233.95 $280.74 $350.93 $397.72 $467.91 $655.07
2015 PPO Savings Plan (Faculty & Staff)
Plan Type
$30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000
Individual
(0.52% of Salary)
$12.94 $17.25 $21.56 $25.87 $32.34 $36.66 $43.12 $60.37
2 Person
(1.25% of Salary)
$31.31 $41.75 $52.18 $62.62 $78.27 $88.71 $104.36 $146.11
Parent/Child(ren)
(1.16% of Salary)
$28.98 $38.64 $48.30 $57.96 $72.45 $82.11 $96.60 $135.24
Family
(1.60% of Salary)
$40.11 $53.47 $66.84 $80.21 $100.27 $113.63 $133.69 $187.16

Teamsters Bi-Weekly Premiums

Payroll contributions will be determined based on your annual base salary as of October 31, 2014. Your new payroll contribution amount is effective January 1, 2015 and will remain the same for the entire year.

2015 PPO Blue Plan (Teamsters)
Plan Type
$25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $60,000
Individual
(2.26% of Salary)
$21.73 $26.08 $30.42 $34.77 $39.12 $43.46 $52.15
2-Person
(4.88% of Salary)
$46.92 $56.31 $65.69 $75.08 $84.46 $93.85 $112.62
Parent/Child(ren)
(4.55% of Salary)
$43.75 $52.50 $61.25 $70.00 $78.75 $87.50 $105.00
Family
(6.10% of Salary)
$58.65 $70.38 $82.12 $93.85 $105.58 $117.31 $140.77
2015 PPO Savings Plan (Teamsters)
Plan Type
$25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $60,000
Individual
(1.04% of Salary)
$10.00 $12.00 $14.00 $16.00 $18.00 $20.00 $24.00
2 Person
(1.81% of Salary)
$17.40 $20.88 $24.37 $27.85 $31.33 $34.81 $41.77
Parent/Child(ren)
(1.71% of Salary)
$16.44 $19.73 $23.02 $26.31 $29.60 $32.88 $39.46
Family
(2.17% of Salary)
$20.87 $25.04 $29.21 $33.38 $37.56 $41.73 $50.08

Part-Time Health Care Contribution

Healthcare benefits are available for eligible part-time employees. For those part-time employees that are notified they are eligible to participate in the healthcare plan, the rates are shown below.

2015 Part-Time Employee Contributions Per Pay
Plan TypeMonthly RateBi-Weekly Rate
Individual $281.66 $130.00
Family $765.97 $353.52

Summary of Benefits and Coverage (SBC)

As part of Health Care Reform, Penn State has made available to you a Summary of Benefits and Coverage (SBC) for each of the plan types available to benefit-eligible employees for review. These documents summarize important information about the healthcare coverage options that are offered under the group PPO Blue Plan, PPO Savings Plan, and Value Based Benefit Design at Penn State. A paper copy is also available, free of charge, by contacting the Employee Benefits Division.

How To Delete Your WebMD Account and Wellness Profile

  1. Visit Highmark Blue Shield and log in at the top left of your screen (if prompted, be sure to select your current medical benefits plan)
  2. Click on the Rewards Program link in the "Programs" section on the right
  3. In the upper right side of the page, click on the triangle to the right of your name
  4. Click on "Settings"
  5. Click "Account Deletion"
  6. Click the checkbox beside "I agree to the deletion of my data as described above."
  7. Click "Delete My Account"
  8. Type "DELETE" in the box, then click "Confirm Deletion"

Upon completing the steps outlined above, your WebMD account (and Wellness Profile) will be deleted.

Please note that members cannot "delete" their Wellness Profile from WebMD and still have access to other WebMD functionality. If you wish to delete your responses to the Wellness Profile you will need to delete your WebMD account.

Additional Resources

Forms