Health
Eligibility
Regular full-time faculty and staff members are eligible to enroll in Penn State’s Health Care Plan. Part-time/wage payroll employees are eligible for health coverage after two years of service with a minimum of 750 hours each year. Highmark Blue Shield is responsible for administering the health plan.
If you have any children, they are eligible for coverage on your insurance until they are over the age of 26. When your child is no longer eligible, please contact the Employee Benefits Division to inquire about continuing benefits under COBRA.
Premiums
Your annual base salary to determine the amount you pay for health coverage. Payroll contributions will be determined on the annual base salary as of September 30, 2011. Your payroll contribution amount will remain the same for the entire 2012 benefit year. You are able to view your own specific, salary-based payroll contribution through ESSIC.
The grid below is a sample of rates. Each salary will have its own specific, exact rate that will fall between the major salary categories listed below.
| Employee Contributions Per Month |
|||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Type Plan |
25K | 35K | 45K | 55K | 65K | 75K | 85K | 95K | 105K | 115K | >121K |
| IND | 42.38 | 59.33 | 76.28 | 78.74 | 81.20 | 83.67 | 86.13 | 88.59 | 91.06 | 93.52 | 95.00 |
| 2P | 102.97 | 144.16 | 185.35 | 191.33 | 197.32 | 203.31 | 209.30 | 215.28 | 221.27 | 227.26 | 230.85 |
| PC(N) | 96.11 | 134.55 | 172.99 | 178.58 | 184.17 | 189.76 | 195.34 | 200.93 | 206.52 | 212.11 | 215.46 |
| FAM | 132.72 | 185.81 | 238.89 | 246.61 | 254.33 | 262.04 | 269.76 | 277.48 | 285.19 | 292.91 | 297.54 |
| Premium Cost Difference Per Month 2011 vs. 2012 |
|||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Type Plan |
25K | 35K | 45K | 55K | 65K | 75K | 85K | 95K | 105K | 115K | >121K |
| IND | (38.62) | (21.67) | (4.72) | (2.26) | .20 | 2.67 | 5.13 | 7.59 | 10.06 | 12.52 | 14.00 |
| 2P | (174.36) | (133.17) | (91.98) | (86.00) | (80.01) | (74.02) | (68.03) | (62.05) | (56.06) | (50.07) | (46.48) |
| PC(N) | (181.22) | (142.78) | (104.34) | (98.75) | (93.16) | (87.57) | (81.99) | (76.40) | (70.81) | (65.22) | (61.87) |
| FAM | (144.61) | (91.52) | (38.44) | (30.72) | (23.00) | (15.29) | (7.57) | .15 | 7.86 | 15.58 | 20.21 |
Numbers in red indicate savings to the employee.
Presentations
Additional Resources
- Overview of Coverage
- Highmark Blue Shield Website
- Medical Coverage Booklet
- Prescription Coverage
- Locate a Participating Provider
- Finding your Expense Summary
- Preventive Health Schedule
- Health Care Cost Comparison Tool
- BlueCard Worldwide Coverage Card
- Certificate of Creditable Coverage
- Early Retiree Reinsurance Program Notice
- COBRA
- Wellness Profile
- Penn State Hershey Medical Group State College
- Map to Highmark Office in State College
