It is important you compare each plan to select the plan that best fits your situation.  The PPO Blue plan has a deductible and then coinsurance, which is employee cost-sharing, after the deductible is satisfied.  Please see the link to to "compare each plan" for details regarding the deductible amounts.  If you are covering more than just yourself on the PPO Blue plan, please note that when ONE covered person reaches the $250 individual deductible, that one person's claims begin to pay at 90%; once any combination of other family members reach the remaining $250 FAMILY or $125 PARENT/CHILD deductible, then the plan begins to pay ALL of the family's medical claims at 90%. 

Value-Based Benefit Design (VBBD)

If you enroll in the PPO Blue Plan for 2015, you can take advantage of a new way to save on chronic health care conditions: Value-Based Benefit Design (VBBD).  You must enroll directly with Highmark EACH YEAR in order to receive the VBBD benefit. 

If you are diagnosed by your doctor with high blood pressure, high cholesterol and/or diabetes (type 1 or type 2), you can enroll in VBBD. Office visits, lab work and medical supplies are covered at 100% with no copays or coinsurance for these conditions when you enroll in this voluntary program.

To be eligible for this coverage, you must opt in with Highmark beginning January 1, 2015. You must also remain in the PPO Blue Plan and follow your in-network doctor’s plan of care. For more information on VBBD or to opt-in, call Highmark at 800-914-4384 beginning January 1.

Premiums

2015 PPO Blue Plan (Faculty & Staff)
Plan Type
$30,000 $40,000 $50,000 $60,000 $75,000 $85,000 $100,000 $140,000
Individual
(1.81% of Salary)
$45.28 $60.37 $75.47 $90.56 $113.20 $128.30 $150.94 $211.31
2-Person
(4.40% of Salary)
$110.05 $146.74 $183.42 $220.11 $275.13 $311.82 $366.84 $513.58
Parent/Child(ren)
(4.08% of Salary)
$101.98 $135.97 $169.97 $203.96 $254.95 $288.95 $339.94 $475.91
Family
(5.61% of Salary)
$140.37 $187.16 $233.95 $280.74 $350.93 $397.72 $467.91 $655.07

Teamsters Bi-Weekly Premiums

Payroll contributions will be determined based on your annual base salary as of October 31, 2014. Your new payroll contribution amount is effective January 1, 2015 and will remain the same for the entire year.

2015 PPO Blue Plan (Teamsters)
Plan Type
$25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $60,000
Individual
(2.26% of Salary)
$21.73 $26.08 $30.42 $34.77 $39.12 $43.46 $52.15
2-Person
(4.88% of Salary)
$46.92 $56.31 $65.69 $75.08 $84.46 $93.85 $112.62
Parent/Child(ren)
(4.55% of Salary)
$43.75 $52.50 $61.25 $70.00 $78.75 $87.50 $105.00
Family
(6.10% of Salary)
$58.65 $70.38 $82.12 $93.85 $105.58 $117.31 $140.77

Additional Resources