It is important you compare each plan to select the plan that best fits your situation.

Value-Based Benefit Design (VBBD)

If you enroll in the PPO Blue Plan for 2014, you can take advantage of a new way to save on chronic health care conditions: Value-Based Benefit Design (VBBD).

If you are diagnosed by your doctor with high blood pressure, high cholesterol and/or diabetes (type 1 or type 2), you can enroll in VBBD. Office visits, lab work and medical supplies are covered at 100% with no copays or coinsurance for these conditions when you enroll in this voluntary program.

To be eligible for this coverage, you must opt in with Highmark beginning January 1, 2014. You must also remain in the PPO Blue Plan and follow your in-network doctor’s plan of care. For more information on VBBD or to opt-in, call Highmark at 800-914-4384 beginning January 1.

Premiums

If your base salary is higher than $140K, your contribution will be determined based on $140K, as this is the maximum salary level for the 2013 and 2014 contribution calculation.

2014 PPO Blue Plan
Plan
Type
25K 30K 35K45K 50K 60K 70K 75K 85K 100K 140K
Individual (1.75% of Salary)
$36.46 $43.75 $51.04 $65.63 $72.92 $87.50 $102.08 $109.38 $123.96 $145.83 $204.17
2 Person (4.25% of Salary)
$88.54 $106.25 $123.96 $159.38 $177.08 $212.50 $247.92 $265.63 $301.04 $354.17 $495.83
Parent/Child(ren)(3.94% of Salary)
$82.08 $98.50 $114.92 $147.75 $164.17 $197.00 $229.83 $246.25 $279.08 $328.33 $459.67
Family (5.43% of Salary)
$113.13 $135.75 $158.38 $203.63 $226.25 $271.50 $316.75 $339.38 $384.63 $452.50 $633.50
Difference between 2014 PPO Blue and 2013 PPO Blue
Plan
Type
25K 30K 35K45K 50K 60K 70K75K 85K 100K 140K
Individual ($8.03) ($9.64) ($11.25) ($14.46) ($8.70) $2.81 $14.32 $20.08 $31.60 $48.86 $94.93
2 Person ($19.58) ($23.49) ($27.41) ($35.24) ($21.26) $6.70 $34.66 $48.64 $76.59 $118.54 $230.37
Parent/Child(ren) ($18.83) ($22.59) ($26.36) ($33.89) ($20.95) $4.92 $30.79 $43.73 $69.60 $108.41 $211.91
Family ($26.23) ($31.48) ($36.72) ($47.21) ($29.40) $6.24 $41.88 $59.71 $95.34 $148.80 $291.35

Additional Resources