AD&D
Eligibility
Regular full-time faculty and staff can purchase this coverage for themselves only, or you can include your spouse and your children.
AD&D insurance provides protection against financial losses due to accidental death or accidental dismemberment. This program is administered by The Hartford Insurance Company.
The group policy number is ADD-SO6238
During the annual open enrollment period, you may enroll in AD&D coverage without providing any medical information. The effective date of AD&D coverage is January 1st of the following year.
Premiums
| Principle Amount | Employee Only | Employee & Dependents | ||
|---|---|---|---|---|
| Bi-Weekly | Monthly | Bi-Weekly | Monthly | |
| $10,000 | $.12 | $.25 | $.18 | $.39 |
| $25,000 | $.29 | $.63 | $.45 | $.98 |
| $50,000 | $.58 | $1.25 | $.90 | $1.25 |
| $100,000 | $1.15 | $2.50 | $1.80 | $3.90 |
| $150,000 | $1.73 | $3.75 | $2.70 | $5.85 |
| $200,000 | $2.31 | $5.00 | $3.60 | $7.80 |
| $250,000 | $2.88 | $6.25 | $4.50 | $9.75 |
| $300,000 | $3.46 | $7.50 | $5.40 | $11.70 |
Change in Coverage
During the annual open enrollment period you can choose to increase or decrease your coverage. The effective date of the change in coverage is January 1st of the following year.
Conversion of Coverage
When you end your employment with Penn State, either at retirement or termination, you may convert your accidental death & dismemberment coverage to an individual policy. To do so, complete the conversion form below within 31 days following the date of termination.
Presentations
AD&D Coverage with Travel Assistance
