Regular full-time faculty and staff can purchase this coverage for themselves only, or you can include your spouse and your children. AD&D insurance provides protection against financial losses due to accidental death or accidental dismemberment. This program is administered by The Hartford Insurance Company.

The group policy number is ADD-SO6238.

During the annual open enrollment period, you may enroll in AD&D coverage without providing any medical information. The effective date of AD&D coverage is January 1st of the following year.


2016 Premiums
Principle Amount Employee Only Employee & Dependents
  Bi-Weekly Monthly Bi-Weekly Monthly
$10,000 $.08 $.18 $.13 $.28
$25,000 $.21 $.45 $.32 $.70
$50,000 $.42 $.90 $.65 $1.40
$100,000 $.83 $1.80 $1.29 $2.80
$150,000 $1.25 $2.70 $1.94 $4.20
$200,000 $1.66 $3.60 $2.58 $5.60
$250,000 $2.08 $4.50 $3.23 $7.00
$300,000 $2.49 $5.40 $3.88 $8.40

Change in Coverage

You may change your coverage amount, and/or add dependent coverage, during the annual open enrollment period or within 31 days of  having a change in family status.  For details of what constitutes a change in family status, please see the Eligibility and Enrollment section within the AD&D Policy link below.  

Conversion of Coverage

When you end your employment with Penn State, either at retirement or termination, you may convert your accidental death & dismemberment coverage to an individual policy. To do so, complete the Conversion Form below and send it to The Hartford.  Please note you must apply for this option within 31 days following the date of termination.


AD&D Coverage with Travel Assistance

Additional Resources